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Back on Track

Tackling problem debt, together

The Insolvency Service of Ireland (ISI) is an independent government organisation set up to help sort out personal debt problems and help get people back on track.

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Reasonable Living Expenses Calculator

Answer questions to find out your household's monthly expenses based on your personal circumstances

The ISI believes you are entitled to a reasonable standard of living while you address your debt problems. With the ISI's solutions, there is a minimum standard of living you are entitled to which allows for expenses, etc. The figure is often higher than the amount people in debt live on before seeking an insolvency solution.

Calculate your household's Reasonable Living Expenses

Follow the 4 simple steps below to calculate your household's reasonable living expenses in just a few quick clicks.

Select the category that describes you below.

Single
One parent
Couple
Two parents

Select how many children you have and in which age group.

Age 0-2
-
0
+
Age 3
-
0
+
Age 4-11
-
0
+
Age 12-18
-
0
+

You have selected more than 6 children, please contact an AI or PIP to receive a proper estimate on RLE allowed.

Do you require a car?

Yes
No
Monthly
Mortgage / rent costs
Monthly
Childcare costs
Monthly
Special circumstances*

*For example caring for an elderly relative or special needs costs.

€1,000.00

This is the total reasonable living expenses for your household.

Please be aware that this is an approximate guide. Your AI or PIP will go through your information in more detail to figure out your reasonable living expenses and will help you determine the best course of action for your own personal situation.

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Click to read the RLE Guidelines

CALL NOW
076 106 4200

info@isi.gov.ie

For more information: www.isi.gov.ie