Find a Personal Insolvency Practitioner
Personal Insolvency Practitioner (PIP)
A PIP is a qualified professional who is registered and regulated by the ISI. They are experts in debt management and insolvency.
The role of the PIP is to help you find a long-term solution to your debt problems. They will negotiate with your creditors on your behalf, putting an end to any demands for unpaid debt – no more phone calls, letters or visits.
PIPs in your area
Mitchell O’Brien
Mark S Reilly
Nicholas O’Dwyer
Ken Gannon
John Donnan
Marina Kelly
John Mc Cormack
Jennifer O’Brien
Alan O’Kennedy
John Paul Donelon
Claire Kelly
John Lupton
Alan McGee
David Keogh
William Fitzpatrick
Gary Digney
Catherine Allison
Charles Crowley
John Hogan
Karen Whitty
Karl O’Daly
John O’Callaghan
Tom Murray
Kerry O’Neill
Maurice Lenihan
Frequently asked questions
First, arrange to meet with a PIP for a consultation. They’ll tell you what to bring to the first meeting – including details of how much you owe and to whom, details of payments you have missed, your income, average spending needs and any assets you may have. They may also ask you to bring proof of identity, proof of address, bank statements, bills, payslips etc. They need all this information so that they can advise you to the greatest extent possible.
The PIP will go through your options
At the consultation meeting, the PIP will examine your full financial circumstances, tell you the options available and recommend the best solution for you. Don’t be afraid to ask any questions you might have. The PIP is a qualified professional who is there to help you.
The PIP will:
- Set out all the options available to you.
- Confirm if you are eligible for a debt solution.
- Confirm whether a DSA or a PIA would be suitable to resolve your debt problem.
- Calculate your reasonable living expenses and confirm your reasonable standard of living.
- Provide information on costs and fees of the arrangements.
If you’re happy with the solution being put forward and decide to proceed with an application, advise the PIP that you wish to appoint them. The PIP will then confirm in writing that they will act on your behalf.
You are under no obligation to appoint the PIP or apply for an arrangement at this point. Take time to consider your options and then make a decision.